Flexible Payment with Shop Pay Installments

Split Your Purchase into 4 Interest-Free Payments

Shop smarter with Shop Pay! Break your total into 4 equal, interest-free payments—no fees, no surprises, no impact on your credit score.*

Here’s How It Works:

1. Add items to your cart as usual.
2. Choose Shop Pay at checkout.
3. Select the 4-installment payment option.
4. Your first payment is either charged at checkout or 2 weeks later—remaining payments are automatically billed every 2 weeks to your saved card.

You'll receive helpful email reminders before each payment is processed.

No late fees. No hidden charges. No credit checks.

Is there interest or a credit check?
No! Shop Pay Installments come with 0% APR, and there's no credit check involved. Just 4 equal payments made every two weeks.

Are there any late or hidden fees?
None at all. You’ll never be charged late fees or unexpected costs.*

When is the first payment taken?
Sometimes right at checkout, sometimes two weeks later—it depends on the order.

Which payment methods are accepted?
You can use any debit or credit card linked to your Shop Pay account.

How do refunds work?
Refunds follow our standard return policy and are processed back through Shop Pay.

Need help with Shop Pay Installments?
Contact Shop Pay Installments support. For general Shop Pay questions, visit ShopPay.